General purpose loan against mortgage of immovable property (existing against Home Loan only)

1. Home loan Borrower whose loan is a Standard Assets with a satisfactory repayment of 1 year
2. Tenate Farmer, Oral Lessee, Sharecroppers
3. Maximum Number of occassion to avail the loan during the tenure of Original Housing Loan-Twice

1. 20 times of NMI for salaried borrorwers
2. 1.5 times NAI for professional, Self Employed, Businessmen and agriculturist
3. with provision of Clubbing income of his/her spouse (after netting EMIs of existing HL & other P-Segment Loan availed , if any)
4. The aggregate EMI (of existing HL, other P-segment loans and proposed special personal Loan to NMI should not exceed 65%)

0.5% above existing the Home Loan interest rate applicable to the repayment tenure opted by the borrower (floating rate only), prevailing as on the date of sanction of 'MRB-Home Line'. Interest will be applied on monthly compounding basis