Interest Rates on Savings Bank Deposit w.e.f 1st July, 2025
Sl. No.	Slab/Tenor	Existing	Revised
1	Savings Bank Deposit (less than Rs. 50 lakhs)	2.30%	2.30%
2	Savings Bank Deposit (Rs. 50 lakhs and above)	3.50%	3.00%

Term/Recurring Deposits w.e.f 1st July, 2025
Sl. No.	Slabs/Tenors	General Public		Senior Citizen
		Existing	Revised	Existing	Revised
1	7 days to 14 days	3.6%	3.1%	4.1%	3.6%
2	15 days to 45 days	3.6%	3.1%	4.1%	3.6%
3	46 days to 60 days	4.8%	5.1%	5.3%	5.6%
4	61 days to 180 days	5.5%	5.1%	6.0%	5.6%
5	181 days to less than 1 year	6.1%	6.05%	6.6%	6.55%
6	1 year to less than 2 years	7%	6.4%	7.5%	6.9%
7	2 years to less than 3 years	7.1%	6.5%	7.6%	7.0%
8	3 years to less than 5 years	7.0%	6.4%	7.5%	6.9%
9	5 years and upto 8 years	7.0%	6.2%	7.5%	6.7%
10	8 years and upto 10 years	7.0%	6.2%	7.5%	6.7%
11	TDR-PHEICHHAM2-400D	7.3%	6.7%
12	TDR-PHEICHHAM2-SRCT-400D			7.8%	7.2%

Revised Interest rates on Bulk Term Deposits w.e.f 1st July, 2025
Sl. No.	Slabs/Tenors	Interest Rates for Rs 5 Cr. < 10 Cr.		Interest Rates for Rs 10 Cr. and above
		Existing	Revised	Existing	Revised
1	1 year to less than 2 years	7.2%	6.55%	7.5%	6.6%
2	2 years to less than 3 years	7.5%	6.6%	7.5%	6.6%
3	3 years to less than 5 years	7.3%	6.5%	7.5%	6.5%
4	5 years and upto 8 years	7.0%	6.5%	7.1%	6.5%
5	8 years and upto 10 years	7.0%	6.5%	7.1%	6.5%