Rate of Interest on Deposit

Interest Rates on Savings Bank Deposit w.e.f 1st July, 2025
Sl. No. Slab/Tenor Existing Revised
1 Savings Bank Deposit (less than Rs. 50 lakhs) 2.30% 2.30%
2 Savings Bank Deposit (Rs. 50 lakhs and above) 3.50% 3.00%
Term/Recurring Deposits w.e.f 1st July, 2025
Sl. No.Slabs/TenorsGeneral PublicSenior Citizen
ExistingRevisedExistingRevised
1 7 days to 14 days 3.6% 3.1% 4.1% 3.6%
2 15 days to 45 days 3.6% 3.1% 4.1% 3.6%
3 46 days to 60 days 4.8% 5.1% 5.3% 5.6%
4 61 days to 180 days 5.5% 5.1% 6.0% 5.6%
5 181 days to less than 1 year 6.1% 6.05% 6.6% 6.55%
6 1 year to less than 2 years 7% 6.4% 7.5% 6.9%
7 2 years to less than 3 years 7.1% 6.5% 7.6% 7.0%
8 3 years to less than 5 years 7.0% 6.4% 7.5% 6.9%
9 5 years and upto 8 years 7.0% 6.2% 7.5% 6.7%
10 8 years and upto 10 years 7.0% 6.2% 7.5% 6.7%
11 TDR-PHEICHHAM2-400D 7.3% 6.7%
12 TDR-PHEICHHAM2-SRCT-400D 7.8% 7.2%
Revised Interest rates on Bulk Term Deposits w.e.f 1st July, 2025
Sl. No.Slabs/TenorsInterest Rates for Rs 5 Cr. < 10 Cr.Interest Rates for Rs 10 Cr. and above
ExistingRevisedExistingRevised
1 1 year to less than 2 years 7.2% 6.55% 7.5% 6.6%
2 2 years to less than 3 years 7.5% 6.6% 7.5% 6.6%
3 3 years to less than 5 years 7.3% 6.5% 7.5% 6.5%
4 5 years and upto 8 years 7.0% 6.5% 7.1% 6.5%
5 8 years and upto 10 years 7.0% 6.5% 7.1% 6.5%