Rate of Interest on Deposit
Interest Rates on Savings Bank Deposit w.e.f 1st July, 2025 | |||
---|---|---|---|
Sl. No. | Slab/Tenor | Existing | Revised |
1 | Savings Bank Deposit (less than Rs. 50 lakhs) | 2.30% | 2.30% |
2 | Savings Bank Deposit (Rs. 50 lakhs and above) | 3.50% | 3.00% |
Term/Recurring Deposits w.e.f 1st July, 2025 | |||||
Sl. No. | Slabs/Tenors | General Public | Senior Citizen | ||
---|---|---|---|---|---|
Existing | Revised | Existing | Revised | ||
1 | 7 days to 14 days | 3.6% | 3.1% | 4.1% | 3.6% |
2 | 15 days to 45 days | 3.6% | 3.1% | 4.1% | 3.6% |
3 | 46 days to 60 days | 4.8% | 5.1% | 5.3% | 5.6% |
4 | 61 days to 180 days | 5.5% | 5.1% | 6.0% | 5.6% |
5 | 181 days to less than 1 year | 6.1% | 6.05% | 6.6% | 6.55% |
6 | 1 year to less than 2 years | 7% | 6.4% | 7.5% | 6.9% |
7 | 2 years to less than 3 years | 7.1% | 6.5% | 7.6% | 7.0% |
8 | 3 years to less than 5 years | 7.0% | 6.4% | 7.5% | 6.9% |
9 | 5 years and upto 8 years | 7.0% | 6.2% | 7.5% | 6.7% |
10 | 8 years and upto 10 years | 7.0% | 6.2% | 7.5% | 6.7% |
11 | TDR-PHEICHHAM2-400D | 7.3% | 6.7% | ||
12 | TDR-PHEICHHAM2-SRCT-400D | 7.8% | 7.2% |
Revised Interest rates on Bulk Term Deposits w.e.f 1st July, 2025 | |||||
Sl. No. | Slabs/Tenors | Interest Rates for Rs 5 Cr. < 10 Cr. | Interest Rates for Rs 10 Cr. and above | ||
---|---|---|---|---|---|
Existing | Revised | Existing | Revised | ||
1 | 1 year to less than 2 years | 7.2% | 6.55% | 7.5% | 6.6% |
2 | 2 years to less than 3 years | 7.5% | 6.6% | 7.5% | 6.6% |
3 | 3 years to less than 5 years | 7.3% | 6.5% | 7.5% | 6.5% |
4 | 5 years and upto 8 years | 7.0% | 6.5% | 7.1% | 6.5% |
5 | 8 years and upto 10 years | 7.0% | 6.5% | 7.1% | 6.5% |