Mizoram Rural Bank, established on 27^th September 1983 under the Regional Rural Bank Act 1976 is perhaps the only RRB in the country having a spread in all the districts and blocks of a state. It covers 11 districts and 26 RD blocks including 1 urban and 11 semi urban centers. The entire state population is 10.91 lakhs as per 2011 census and the area is 21081 sq.km. About 66% of the state is covered by forests and the mainstay of occupation is agriculture. Mizoram became a State as late as in 1986 yet its literacy percentage is 91.58 %, the second highest in the country. The entire area except a few river valley plains in some pockets is hilly terrain undulated by rivers with rugged rapids. The state is declared the greenest State in India. Rich in flora and fauna forming a part of the extension of the great Himalayan ranges it is covered with evergreen forests with scenic beauty. The bank is the second largest bank in the State next to the lead as well as sponsor bank, the State Bank of India. It has a market share of 26.30% in deposits and 28.38% in advances.