Loan for purchasing of consumer durables and to meet urgent seasonal personal expenses.

Pensioner and Family Pensioner who received monthly pension through Mizoram Rural Bank's Accounts

• Minimum ₹ 25,000/-
• Maximum ₹ 10 lakh or Maximum of 18 Months pension with a ceiling of

1. ₹ 10 lakh For pensioner who are upto 72 years of age
2. ₹ 6 lakh For pensioner who are above 72 and upto 74 years of age
3. ₹ 4 lakh For pensioner who are above 74 and upto 76 years of age

EMI/NMI not to exceed 50%

Family Pensioner

• Minimum ₹ 25,000/-
• Maximum ₹ 5 lakh or Maximum of 18 Months pension with a ceiling of

1. ₹ 5 lakh For pensioner who are upto 72 years of age
2. ₹ 3 lakh For pensioner who are above 72 and upto 74 years of age
3. ₹ 2 lakh For pensioner who are above 74 and upto 76 years of age

EMI/NMI not to exceed 33%

As prescribed by the Bank, Interest will be applied on monthly compounding basis