| S.No | PARTICULARS | FREE SERVICE CONDITION/CRITERIA | REVISED RATE/LIMIT (incl. GST) |
|---|---|---|---|
| 1 | Issue of Duplicate Passbook (excluding new and continuation) | NA | ₹236 |
| 2 | SB (Savings Bank) Cheque Issue | 25 Leaves free in a year | ₹5 per leaf |
| 3 | Current Account Cheque Issue | 50 Leaves free in a year | ₹6 per leaf |
| 4 | Stop Payment of Cheque | NA | ₹118 per Cheque leaf subject to Max - ₹1,180 per instance |
| 5 | Balance Enquiry | NA | ₹0 |
| 6 | A/C Closure before 12 months – Savings Bank Account | NA | ₹236 |
| 7 | A/C Closure before 12 months – Current Account | NA | ₹590 |
| 8 | Cash withdrawal from Savings Bank Account (excluding FI Account) | 10 free withdrawals per month | ₹12 per withdrawal beyond the free limit |
| 9 | Cash deposit at Non-home Branch (Subject to Ceiling mention in CHM /Cir-39/105 Dt.22.03.2022) | Upto ₹1 lakh | ₹59 |
| Above ₹1 lakh | ₹118 | ||
| 10 | Passbook Update at Non-Home Branch | NA | ₹0 |
| 11 | Non-maintenance of Quarterly Average Balance(QAB) excluding PMJDY & BSBD | Minimum Balance | ₹0 |
| SB Rural (without Cheque) | ₹250 | ₹0 | |
| SB Rural (with Cheque) | ₹500 | ₹0 | |
| SB Urban (without Cheque) | ₹500 | ₹0 | |
| SB Urban (wit Cheque) | ₹1,000 | ₹0 | |
| Current Account | ₹3,000 | ₹590 | |
| 12 | Cash Handling Charge (for all Account type) | Upto one bundle (1,000 currency notes) - NIL | ₹59 per Bundle (Max-₹1,180) |
| 13 | Service of Exchange of soil note | Upto 15 Piece and value upto ₹3000 | Free |
| More than 15 Pieces and value more than ₹3000 | ₹5 per piece | ||
| 14 | Enquiry/Record copy of old Records | Upto 12 months old - NIL | ₹118 |
| 15 | Basic Savings Bank Deposit (BSBD) Account | Four withdrawals in a month including ATM withdrawal(Beyond 4 withdrawals, no further withdrawal is allowed) | NIL |
| 16 | Account Statement Print | Savings Bank Account | ₹59 Per Page |
| Current Account | NIL | ||
| DL/TL/CC/OD | NIL | ||
| 17 | Home Branch Change | NA | NIL |
| 18 | SMS Alert Charge | NA | ₹24 |
| 19 | ATM Annual Maintenance Charge | 1st Year Free | ₹236 |
| 20 | ATM Pin Request-Duplicate | NA | ₹60 |
| 21 | ATM Re-issue | Not to be charged in case of expired cards | ₹241 |
Service Charges
(SERVICE CHARGE wef 01.08.2023)
| S.No | PARTICULARS | FREE SERVICE CONDITION/CRITERIA | REVISED RATE/LIMIT (incl. GST) |
|---|---|---|---|
| 22 | Issue of Bank Guarantee | NA | 2 % of Guarantee Amount +GST |
| 23 | Issue of Deposit at Call Receipt | Upto ₹5,000 | ₹236 |
| ₹5,000 - ₹10,000 | ₹236 | ||
| Above ₹10,000 | ₹236 | ||
| 24 | Issue of Balance Certificate | NA | ₹177 per instance |
| 25 | Signature Verification | NA | ₹177 per instance |
| 26 | Issue of No Due Certificate | Priority Sector Advances | ₹0 |
| From Branches of MRB | ₹0 | ||
| Others | ₹118 | ||
| 27 | Issue of Solvency Certificate | Commercial | ₹354 per lakh(Min - ₹ 1,416 Max - ₹23,600) |
| Non-Commercial | ₹295 per lakh (Min - ₹1,180 Max -₹17,700) | ||
| 28 | Photo Attestation Charge | NA | ₹118 |
| 29 | Safe Custody Charge | Per Script | ₹118 per Script (Min - ₹236 p.a. or part thereof) |
| Per Sealed Cover | ₹236 per cover p.a. or part thereof | ||
| Bank’s Own Deposit Receipt | NIL | ||
| 30 | Safe Deposit Locker - (Registration) | One time Locker Registration Charge | ₹590 |
| 31 | Safe Deposit Locker - (Rent) (Number of free visit per year -12 times, thereafter ₹300 per visit. Fee/Charge to be paid on quarterly basis) | Large Size | ₹4720 |
| Medium Size | ₹2360 | ||
| Small Size | ₹1180 | ||
| 32 | Safe Deposit Locker - (Registration) | One time Locker Registration Charge | ₹590 |
| S.No | PARTICULARS | FREE SERVICE CONDITION/CRITERIA | REVISED RATE/LIMIT (incl. GST) |
|---|---|---|---|
| 33 | Immediate Payment Service (IMPS) | Upto ₹1,000 | NIL |
| Above₹1,000 and upto ₹10,000 | NIL | ||
| Above₹10,000 and upto ₹1 lakh | NIL | ||
| Above ₹1 lakh and upto ₹2 lakh | ₹17 | ||
| 34 | National Electronic Fund Transfer (NEFT) | Upto ₹10,000 | NIL |
| Above ₹10,000 and upto ₹1 lakh | NIL | ||
| Above ₹1 lakh and upto ₹2 lakh | ₹17 | ||
| Above ₹2 lakh | ₹28 | ||
| 35 | Real Time Gross Settlement (RTGS) | ₹2 lakh to ₹5 lakh | ₹24 |
| Above ₹5 lakh | ₹47 | ||
| 36 | IMPS/NEFT/RTGS Transaction through Mobile Banking | NA | NIL |
| 37 | Processing of Standing Instruction within Bank | NA | NIL |
| 38 | Processing of Standing Instruction/Mandate( other Banks) | NA | ₹59 |
| 39 | Failed Standing Instruction/Mandate | NA | ₹295 |
| S.No | PARTICULARS | FREE SERVICE CONDITION/CRITERIA | REVISED RATE/LIMIT (incl. GST) |
|---|---|---|---|
| 40 | Collection of Local and Outstation Cheque | NA | NIL |
| 41 | Cheque returned charge (unpaid by other Banks -Local/Outstation) | Upto ₹1 lakh | ₹177 |
| Above ₹1 lakh | ₹295 | ||
| 42 | Cheque returned charge for Cheques drawn on us for all segments (NOT to be charged where customer is not at fault as per RBI guidelines) | Upto ₹1 lakh | ₹177 |
| Above ₹1 lakh | ₹295 | ||
| 43 | Cheque returned charge for Cheques drawn on us (for nsufficient fund only) | NA | ₹590 |
| 44 | Multi City Cheque (Grameen Pay Order) Issue | NA | NIL |
| 45 | Banker’s Cheque Issue | NA | NIL |
| 46 | Duplicate Multi City Cheque (Grameen Pay Order)/ Banker’s Cheque Issue | NA | ₹177 |
| 47 | Revalidation/Cancellation of Multi City Cheque (Grameen Pay Order)/Banker’s Cheque | NA | ₹177 |
| 48 | Postage Charge | Ordinary Post | ₹24 |
| Registered/Speed Post/Courier | ₹47 |
| S.No | PARTICULARS | FREE SERVICE CONDITION/CRITERIA | REVISED RATE/LIMIT (incl. GST) |
|---|---|---|---|
| 49 | Loan Processing Charge | As per circular issued from time to time. | With respect to specific product |
| 50 | Inspection Charge (to be charged at year end) – on Cash Credit Accounts | Upto ₹50,000 | NIL |
| Above ₹50,000 - ₹10 lakh(at 0.59 % of loan Amount) | Min ₹590, Max - ₹5,900 (For KCC to be applied above 3 Lakhs only) | ||
| Above ₹10 lakh (at 0.59 % of loan Amount) | Min ₹5,900, Max - ₹23,600 (For KCC to be applied above 3 Lakhs only ) | ||
| 51 | Loan Pre-Payment/Loan Foreclosure Charge | Any Loan | NIL |
| 52 | Non-Submission of Stock Statement (for a limit beyond ₹10 lakh only) | Submitted within 10 days of due date | ₹590 |
| Submitted beyond 10 days | ₹1,180 | ||
| 53 | Non-Submission of Renewal Data including Audited Balance Sheet | If not submitted within 9 months | ₹2360 per month |
| 54 | Credit Information Report (CIBIL, CRIF Highmark, Experian,Equifax) | Personal | ₹118 per Credit Information Report |
| Commercial | ₹1,180 per Credit Information Report |