1. Nodel Agency KVIC
2. Implementaion in the ration of 30:30:40 through KVIC/KVIB/DIC
3. No Income ceiling for selection of the beneficiary
4. Per Head investment for employment generation Rs. 1 Lakh in plain areas and Rs 1.50 Lakh in hill areas

To Generate employement opportunities in rural as well as urban areas of the country through setting up of new self-employment ventures, Projects, and Micro enterprise

1. Only New units will be considered for financing
2. Individual with min 18 yrs of age (for project Rs, 10 lakhs in manufracturing and Rs. 5 Lakh in service min qualification Class VIII std.)
3. SHG, Trust, Regd Societies and Production Co-op Societies
4. Special category Group, Societies to enclose relevent Certificate with MM claim otherwise will be treated as General category
5. By laws to be produced by SHG/ Societies
6. Project cost must be included Capital Expenditure + one cycle of working. Project cost will not include cost of land but 3 year's rent may be included incase facilities premises are leased

1. Manufracturing: Up to Rs. 25,00,000/-
2. Service Sector: Up to Rs. 10,00,000/-

1. General :: 10% of Project Cost
2. Special category :: 5% of Project Cost

As prescribed by the Bank, interest will be applied on monthly compounding basis