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STATEMENT OF INTEREST RATE ON LOANS AND ADVANCES

(Effective from 20.07.2022)
SL NO TYPES OF ADVANCESREVISED RATE %
PRIORITY SECTOR ADVANCES 
1.Agriculture & Allied Agriculture 
  aKCC -Crop Loan/KCC-SHG/Others7.00% To 12.00%
  bTerm Loan12.00%
  cECL-AGL10.00%
  dSHG/JLG (Farm)7.00% To 12.00%
  eJLG(Non-Farm)12.00%
  fVehicle Loan-Farmer12.00%
2.Small and Medium Enterprises(SME)
  aCash Credit-General12.50%
  bWorking Capital (SSI/SBF)12.50%
  cWeaver Credit card12.00%
  d Term Loan(SSI/SBF) 12.50%  
  e General Credit Card(GCC)12.00%
  f Commununity Hall Loan10.00%
  g Doctor plus12.50%
  h School plus12.50%
  i SRTO10.00%
  j TL-SME-ECL10.00%
  k FITL(Funded interest term Loan12.50%
  l MRB ASSETS BACKED LOAN12.50%
3 Personal Segment Loan 
  a Housing Loan 9.5% To 10.25%
  bEducation Loan12.00%
4Govt. Sponsored/ Special Schemes   
  aNSTFDC  6.00% to 8.00%
  bNULM individual/Group/SHG/SHG-women(TL/CC) 12.50% 
  cNHFDC 4.00% to 5.00% 
  dMUDRA (CC/TL) 10% 
  ePMEGP (CC/TL)12.50%
  fNRLM7.00% to 12.00%
  gPMAY10.75%
  hPM-Svanidhi12.50%
  iJNNSM12.75%
  jSME STANDUP INDIA12.00%
 NON PRIORITY SECTOR ADVANCES
  aHousing Loan10.50% to 11.25%
  bHome Line0.50% above existing Home Loan Rate
  cPersonal Loan12.25% to 12.50%
  dFestival Loan-Public13.00%
  eCar Loan11.5% to 12.25% 
  fTwo wheeler10.25% to 11.00%  
  g Demand Loan/OD against TDRs 1% above TD rate 
  h Pensioner loan  12.50% 
  i Overdraft 13.00% 
  j TL-Covid-19 10.00% 
    
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Mizoram.
Mizoram Rural Bank
Head Office : MINECO,Khatla
Aizawl - 796001
Mizoram
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Mizoram Rural Bank
Head Office : MINECO,Khatla
Aizawl - 796001
Mizoram
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