Mon - Sat: 9:00AM - 3:00PM
2nd & 4th Sat-Sun Closed
Phone : 0389-2346380/82/88
Fax : 0389-2346387/84
| A |
RATE OF INTEREST ON DEPOSITS (per annum) |
w.e.f. 01.01.2020 | |
| 1 |
Current Deposits |
Nil | |
| 2 | Savings Bank | 3.00% | |
| 3 | Term Deposits (Period-wise) : | ||
| i) | 7 days and up to 45 days | 5.00% | |
| ii) | 46 days to 60 days | 6.00% | |
| iii) | 61 days to 90 days | 6.00% | |
| iv) | 91 days to 180 days | 6.00% | |
| v) | 181 days to to less than 1 year | 6.25% | |
| vi) | 1 year to less than 2 years | 6.25% | |
| vii) | 2 years to less than 3 years | 6.50% | |
| viii) | 3 years to less than 5 years | 6.50% | |
| ix) | 5 years and up to 10 years | 6.50% | |
| x) | Senior Citizen (upto 1 year ) | 0.30%extra | |
| xi) | Senior Citizen (for 1 year above) | 0.50% extra. | |
| B | RATE OF INTEREST ON ADVANCES (per annum) | ||
| 1 | Small & Medium Enterprise (SME) : | ||
| a) | Cash Credit - (SSI/SBF) | 13.00% to 13.75% | |
| b) | GCC/ACC/Swarojgar CC/SPCC | 12.75% | |
| c) | Term Loan (SBF/SSI) | 13.00% to 13.50% | |
| d) | SHG/NRLM/JLG (Non-Farm Sector) | 12.50% to 13.50% | |
| 2 | Agriculture & Allied Activities | ||
| a) | Crop Loan | 7.00% | |
| b) | Working Capital and Term Loan | 12.00% to 13.00% | |
| c) | KCC other than Crop | 12.00% to 13.00% | |
| d) | SHG/NRLM/JLG (Farm Sector) | 12.00% to 13.00% | |
| 3 | Other Priority Sector Advances : | ||
| a) | Public Vehicle Loan | 13.00% to 13.25% | |
| b) | NULM | 12.50% | |
| c) | NHFDC | 4.00% to 5.00% | |
| d) | JNNSM | 12.75% | |
| e) | School Plus | 12.50% | |
| f) | MUDRA | 12.00% to 13.00% | |
| g) | Housing Loan | 10.75% to 12% | |
| h) | Education Loan | 12.75% to 13.75% | |
| i) | Two Wheeler Loan | 10.25% to 12.50% | |
| i) | Small Road Transport Operator | 10.00% | |
| 4 | Non-Priority Sector Advances : | ||
| a) | Personal Segment | 12.5% to 15.00% | |
| b) | Festival Loan | 15.25% | |
| c) | Car Loan | 12.00% to 12.75% | |
| d) | Demand loan against TDRs | 2.00% above TD | |
| e) | Clean Overdraft | 15.50% | |
| f) | Pensioner Loan | 12.50% | |
| g) | Housing Loan | 11.75% to 12.00% | |
| h) | Home Line | 0.50% above existing Home Loan |
Largest Branch Network in
Mizoram.
Mizoram Rural Bank
Head Office : B-5, Babu Tilla
Zarkawt : P.B.No. 160
Aizawl - 796007
Mizoram
Head Office : B-5, Babu Tilla
Zarkawt : P.B.No. 160
Aizawl - 796007
Mizoram